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You’re on your way to protecting your family’s future

1. Get a quote

We make it simple for you to get a quote on the life insurance coverage you need.

2. Fill out an application

Start the process with our easy online application.

3. Have a phone call

Your interviewer will ask you some basic questions about your lifestyle and health history.

4. Get your free medical exam

Our medical examiners come to you on your schedule! It takes about half an hour.

5. Wait for approval

We make sure the policy is priced appropriately depending on your phone interview and medical exam.

Getting life insurance is easy with us! See what our customers say:

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In reference to footnote disclaimer Protective® Classic Choice Term (ICC20-TL21R / TL-21R) is a term life insurance policy issued by Protective Life Insurance Company, Birmingham AL. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.

When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. Please visit our Privacy Policy for more information about our information practices, including information about your privacy choices.