Robot Trap

This site is operated by a third party, not by Costco. Use of this site (and any destination sites you reach through this site) is subject to the site’s Terms of Use and Privacy Policy, rather than those of Costco.

Calculate Your Needs

Tell us a little about yourself to find out how much life insurance coverage you may need.


Basic Personal Information
*REQUIRED
Birth Date[mm/dd/yyyy]*:
Immediate & Future Fund Needs
Income
Children and College
Available Funds

Consider these top 5 coverage needs when applying for life insurance.

Replace income

Children's college tuition

Home mortgage payment

Care for elderly parents

Payment of debt

This is a secure site

In reference to footnote disclaimerAcceptance for coverage and pricing is subject to eligibility and underwriting criteria. Member Advantage Life (ICC12-UL22/UL-22), is a universal life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed.

In reference to footnote disclaimer Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from PLICO and/or its affiliates. CIA and their affiliates do not guarantee the services of any insurance company. PLICO and its affiliates are separate, independent of and distinct from CIA. CIA is not responsible for the financial condition or obligations of PLICO. The California license number for Protective is 07726. The California license number for Costco Insurance Agency is 0D08407. CIA is licensed to sell PLICO products to the members of Costco Wholesale Corporation (CWC). Costco and CWC are affiliates, collectively referred to as Costco. Protective and Costco are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other. CIA and CWC do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.

Need help? Speak to one of our Member Advisors. 1-844-740-5433